Use this page to understand the idea, connect it to asset structuring, and continue into the next relevant ASC learning resource.
A structure should be built in layers. If the lower layers are unclear, the advanced structures become decoration rather than architecture.
Why order matters
Families often ask for a trust, policy, foundation or company before they have clarified the ownership map. The pyramid keeps the conversation disciplined.
The six layers
The six layers are clarity, protection, tax efficiency, succession, continuity and review. Each layer answers a different type of risk. Together they turn planning from a one time document into a living structure.
Advisor lens
Use the pyramid as a diagnostic. When a client says they already have a structure, ask which layer it solves and which layer is still missing.
Questions to sit with
- Does the client have clarity before strategy?
- Which layer is weakest today?
- When was the last formal review of the structure?
Score a client from 1 to 5 across the six pyramid layers.
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